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Wholesale banking refers to banking services that are offered just to other institutional customers huge companies with strong balance sheets government agencies local governments and pension funds.
Wholesale banking. What is wholesale banking. Most standard banks offer wholesale banking services in addition to traditional retail banking. The evolution of wholesale banking s products and services is driven by the ever changing needs of companies across the globe in every industry sector. It contrasts with retail banking also called consumer banking which is the provision of banking services to individual people.
Wholesale banking is the opposite of retail banking which services individuals and small businesses. Wholesale banking refers to the complete banking solution provided by the merchant banks to the large scale business organizations and the government agencies or institutions. Wholesale banking also includes the lending and borrowing. Susan landry summary management summary when boiled down wholesale banking is a simple business that offers three major product lines that enable corporations and organizations to 1 obtain funds 2 invest funds and 3 conduct commerce.
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